Deposits Pricing Associate

You’ll shape how a global bank prices deposits - where data, strategy, and market dynamics meet. In this role, you’ll turn complex, multi-currency portfolios into clear pricing recommendations and product insights that influence senior stakeholders. You’ll partner across teams, build scalable data foundations, and elevate analytics that improve decision-making. If you’re energized by ownership, curiosity, and impact, you’ll find meaningful growth and mobility here.

As an Associate in the Global Deposit Pricing and Strategy team, you will drive analytics and pricing strategy for a global deposit portfolio across multiple products, currencies, and platforms. You will translate macroeconomic and interest-rate dynamics into practical pricing actions, supported by strong data and clear storytelling. You will build and improve the data assets and reporting that power monthly performance review and decision forums. You will collaborate closely with partners across lines of business to align pricing approaches and deliver stronger client and business outcomes.

Job Responsibilities

• Develop and institutionalize process to maintain an analytical source of truth for deposits data – account/client attributes & performance every month, for new and existing book.
• Apply data-driven approaches to help create, refresh, and maintain pricing strategies for all deposit products in GPB’s global deposit business.
• Design and deliver analytical projects that align to business priorities and profitability levers
• Develop and enhance data models to enable scalable, repeatable analytics for current and future needs
• Perform in-depth analytics of prevailing pricing across clients and products, leveraging quantitative techniques to recommend rate changes and present findings at scheduled forums.
• Maintain existing data pipelines in Python and/or Alteryx and create new pipelines to support ongoing analytics and reporting
• Lead monthly pricing forums by setting the agenda, preparing decision materials, and recommending actions supported by data
• Design, build, and maintain advanced models and analytical workflows to evaluate the impact of pricing changes on book volumes and net interest income, supporting incremental profitability assessments.
• Collaborate with other business lines to understand and align pricing strategies, sharing analytical insights to support decision-making.

Required qualifications, capabilities and skills

• 4+ years of experience in financial services, with a strong focus on analytics supporting the Banking business.
• Background in financial services/lending & treasury, within Wealth Management, with hands-on experience in data analysis and modelling.
• Structured problem solving – Identify issues, define clear problem statements, arrive at hypotheses, develop frameworks, pull data to unambiguously prove or disprove these hypotheses.
• Storyboarding & Presentation – Strong written and verbal communication skills to communicate problem-solving approach, framework and recommendations.
• Data & Quantitative analysis – Strong proficiency with Excel, PowerPoint, SQL, Python, Tableau, Alteryx.
• Should be comfortable to write medium to advanced-level queries without taking help from LLMs, for complex queries they can use LLMs.
• Intellectual curiosity – demonstrated eagerness/aptitude to learn about global macroeconomics, short-term yield trends, recent developments in analytical modelling that study client behavior.
• Team player with positive attitudes towards new tasks, dealing with obstacles in daily tasks, details oriented and willingness to put in additional efforts.

Preferred qualifications, capabilities and skills

• Strategic and analytical thinker with a drive towards execution and results.
• Influencing skills to manage a variety of stakeholders from different functions.
• Team player who proactively shares knowledge and information within and outside the function and can manage other team members.

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management. We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

J.P. Morgan Asset & Wealth Management delivers industry-leading investment management and private banking solutions. Asset Management provides individuals, advisors and institutions with strategies and expertise that span the full spectrum of asset classes through our global network of investment professionals. Wealth Management helps individuals, families and foundations take a more intentional approach to their wealth or finances to better define, focus and realize their goals.​